To Downgrade or to Upgrade? That is the Question

mercredi 2 septembre 2015

There is a similar forum up where it partially answers my question about how people feel about the FRS/BRZ.

I Drive:
I have a 135i 2012 with 78.5k on the clock and a warranty that expires at 80k. The car is DCT and as clean as can be. I baby the hell out of this car and searched for 3 months for the color combo and options (White on Red fully loaded)

My question is this:
Currently Owe 27k on the car but want to get out from underneath it. Financially I have no problem paying for the car and make advance extra payments of $75 - $200 monthly. While saving around 1k monthly.

2 Cars:
The Subaru dealership is running a special on BRZ's where they provide 0% APR and sell them around 25k. If I get a value of 20k on trade in thats 32k for a BRZ with 0% APR. Only looking at manuals at this point but I feel this is a lot to pay for this little car.... OPINIONS Please

BMW 2008 M3 E93
There is a manual stripper hardtop at a dealership near me with 42k miles on it for around 30k. In a trade in I may end up with 35-37k for the M3. Midnight Blue with Silver (Blue) Interior. This car is worth the money to me but would be going to opposite direction of saving more money. This car would basically have the same payments I have now but on a car more worth it IMO.

Resolution:
Very interested in the M3 but feel like 1k monthly at age 25 isn't enough or am I delusional? I have been putting the pressure on myself recently to be more financially responsible to the point if I could sell my car and break even I would buy an old E30 beater and drive that...

Thoughts and opinions here?

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To Downgrade or to Upgrade? That is the Question

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